What I Actually Do for My Clients

No jargon walls — just a clear breakdown of each service, what's involved, and where I add value.

HDB Buying & Selling

HDB transactions come with specific rules — eligibility, MOP, grants, CPF usage. I walk you through exactly what applies to your situation, then handle the process end to end.

  • Check your eligibility, CPF usage, and available grants
  • Research recent transactions to set a realistic asking or offer price
  • Manage viewings, negotiations, and offers
  • Coordinate the HDB paperwork, appointments, and legal steps
  • Plan your timeline so nothing overlaps or catches you off guard
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Condo & Private Property

Private property involves bigger numbers and more variables — ABSD, loan-to-value limits, rental yield, maintenance costs. I help you build a clear picture before you commit.

  • Compare units across projects using actual transaction data
  • Model your ABSD exposure, loan quantum, and monthly obligations
  • Arrange viewings and give you honest assessments — not just highlights
  • Negotiate terms and price based on market evidence
  • Coordinate with your lawyer for Option to Purchase and completion
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HDB-to-Condo Upgrading

This is where planning really matters. Sell too early or buy too late and you're carrying two properties. I map out the finances and the timeline so the transition is clean.

  • Assess your readiness — financial position, CPF availability, loan eligibility
  • Plan the sequence: sell first, buy first, or coordinate both
  • Model your cash flow to avoid double-paying mortgage
  • Factor in ABSD, decoupling, and CPF Minimum Sum considerations
  • Execute both transactions with coordinated timelines
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New Launch Properties

Showflats look great. The question is whether the numbers work. I research the developer, benchmark pricing against resale, and help you evaluate the actual value — not the marketing.

  • Research the developer's track record and project quality
  • Compare pricing against nearby resale transactions
  • Evaluate floor plans for liveability, not just square footage
  • Walk you through progressive payment schedules and SSD implications
  • Support you through defect inspection at TOP
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Property Valuation

Thinking of selling, refinancing, or just curious what your property is worth? I pull recent comparable transactions and walk you through how prices are moving in your area.

  • Analyse recent sales of similar units in your block and estate
  • Factor in lease decay, floor level, facing, and renovation condition
  • Give you a realistic range — not an inflated number to win your listing
  • Advise on whether now is a good time to transact, or whether waiting makes more sense
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Not Sure Where to Start?

That's normal — most people don't. Just message me with what you're thinking and I'll point you in the right direction.

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